Call report 2014Q2
BERKSHIRE BANK, THE — 2014Q2
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 754,021,000 | USD | evidence → |
| Total loans | 295,289,000 | USD | evidence → |
| Allowance for loan losses | 7,103,000 | USD | evidence → |
| Securities available for sale | 351,365,000 | USD | evidence → |
| Securities held to maturity | 242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 593,223,000 | USD | evidence → |
| Interest-bearing deposits | 495,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,938,000 | USD | evidence → |
| Equity capital | 125,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,732,000 | USD | evidence → |
| Interest expense | 1,783,000 | USD | evidence → |
| Net interest income | 10,949,000 | USD | evidence → |
| Noninterest income | 314,000 | USD | evidence → |
| Noninterest expense | 8,248,000 | USD | evidence → |
| Provision for loan losses | -683,000 | USD | evidence → |
| Pretax income | 4,121,000 | USD | evidence → |
| Income tax | 1,504,000 | USD | evidence → |
| Net income | 2,617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,503,000 | USD | evidence → |
| Total capital | 124,792,000 | USD | evidence → |
| Risk-weighted assets | 340,303,000 | USD | evidence → |