Call report 2013Q4
BERKSHIRE BANK, THE — 2013Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 766,716,000 | USD | evidence → |
| Total loans | 316,970,000 | USD | evidence → |
| Allowance for loan losses | 7,786,000 | USD | evidence → |
| Securities available for sale | 334,372,000 | USD | evidence → |
| Securities held to maturity | 253,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 616,860,000 | USD | evidence → |
| Interest-bearing deposits | 528,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,335,000 | USD | evidence → |
| Equity capital | 115,184,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,928,000 | USD | evidence → |
| Interest expense | 4,813,000 | USD | evidence → |
| Net interest income | 21,115,000 | USD | evidence → |
| Noninterest income | 1,009,000 | USD | evidence → |
| Noninterest expense | 16,229,000 | USD | evidence → |
| Provision for loan losses | -3,196,000 | USD | evidence → |
| Pretax income | -2,776,000 | USD | evidence → |
| Income tax | -1,013,000 | USD | evidence → |
| Net income | -1,763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 116,186,000 | USD | evidence → |
| Total capital | 120,953,000 | USD | evidence → |
| Risk-weighted assets | 378,374,000 | USD | evidence → |