Call reports 2006
BERKSHIRE BANK, THE — 2006
What BERKSHIRE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 929,140,000 | 912,234,000 | 889,885,000 | 921,405,000 |
| Total loans | 306,917,000 | 315,890,000 | 353,167,000 | 370,922,000 |
| Allowance for loan losses | 3,315,000 | 3,360,000 | 3,373,000 | 3,771,000 |
| Securities available for sale | 574,232,000 | 538,600,000 | 491,098,000 | 495,790,000 |
| Securities held to maturity | 546,000 | 488,000 | 440,000 | 433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,557,000 | 674,170,000 | 664,433,000 | 687,693,000 |
| Interest-bearing deposits | 646,427,000 | 616,608,000 | 615,879,000 | 638,273,000 |
| Noninterest-bearing deposits | 45,130,000 | 57,562,000 | 48,554,000 | 49,420,000 |
| Equity capital | 103,886,000 | 102,519,000 | 107,582,000 | 109,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,515,000 | 22,995,000 | 34,803,000 | 47,106,000 |
| Interest expense | 6,200,000 | 12,730,000 | 19,806,000 | 27,471,000 |
| Net interest income | 5,315,000 | 10,265,000 | 14,997,000 | 19,635,000 |
| Noninterest income | 307,000 | 616,000 | 976,000 | 1,356,000 |
| Noninterest expense | 3,149,000 | 6,245,000 | 9,382,000 | 12,517,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 410,000 |
| Pretax income | 3,169,000 | 5,287,000 | 7,197,000 | 8,800,000 |
| Income tax | 1,386,000 | 2,282,000 | 3,025,000 | 3,597,000 |
| Net income | 1,783,000 | 3,005,000 | 4,172,000 | 5,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,305,000 | 94,102,000 | 94,829,000 | 95,398,000 |
| Total capital | 96,620,000 | 97,462,000 | 98,202,000 | 99,169,000 |
| Risk-weighted assets | 406,911,000 | 423,814,000 | 474,581,000 | 513,995,000 |
Machine access — free, no API key
Every figure shown here about BERKSHIRE BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.