Call report 2003Q3
BERKSHIRE BANK, THE — 2003Q3
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 805,760,000 | USD | evidence → |
| Total loans | 288,729,000 | USD | evidence → |
| Allowance for loan losses | 2,504,000 | USD | evidence → |
| Securities available for sale | 481,314,000 | USD | evidence → |
| Securities held to maturity | 733,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 586,837,000 | USD | evidence → |
| Interest-bearing deposits | 551,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,957,000 | USD | evidence → |
| Equity capital | 73,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,128,000 | USD | evidence → |
| Interest expense | 10,144,000 | USD | evidence → |
| Net interest income | 14,984,000 | USD | evidence → |
| Noninterest income | 729,000 | USD | evidence → |
| Noninterest expense | 7,878,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 8,532,000 | USD | evidence → |
| Income tax | 3,665,000 | USD | evidence → |
| Net income | 4,867,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,239,000 | USD | evidence → |
| Total capital | 58,743,000 | USD | evidence → |
| Risk-weighted assets | 302,548,000 | USD | evidence → |
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