Call reports 2025
AMERICAN INTERSTATE BANK — 2025
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 120,302,000 | 140,120,000 | 124,429,000 | 134,170,000 |
| Total loans | 72,416,000 | 68,949,000 | 68,075,000 | 68,186,000 |
| Allowance for loan losses | 1,509,000 | 1,509,000 | 1,509,000 | 1,309,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,135,000 | 115,577,000 | 98,538,000 | 109,736,000 |
| Interest-bearing deposits | 66,704,000 | 86,034,000 | 70,156,000 | 76,210,000 |
| Noninterest-bearing deposits | 30,431,000 | 29,543,000 | 28,382,000 | 33,526,000 |
| Equity capital | 23,042,000 | 24,383,000 | 25,675,000 | 24,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,748,000 | 5,658,000 | 7,594,000 |
| Interest expense | 147,000 | 298,000 | 448,000 | 597,000 |
| Net interest income | 1,681,000 | 3,450,000 | 5,210,000 | 6,997,000 |
| Noninterest income | 36,000 | 74,000 | 115,000 | 157,000 |
| Noninterest expense | 491,000 | 957,000 | 1,466,000 | 1,991,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 1,226,000 | 2,567,000 | 3,859,000 | 5,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,226,000 | 2,567,000 | 3,859,000 | 5,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,042,000 | 24,383,000 | 25,675,000 | 24,179,000 |