Call reports 2022
AMERICAN INTERSTATE BANK — 2022
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,381,000 | 134,097,000 | 127,333,000 | 124,929,000 |
| Total loans | 77,926,000 | 77,655,000 | 84,070,000 | 86,503,000 |
| Allowance for loan losses | 1,488,000 | 1,489,000 | 1,494,000 | 1,590,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,876,000 | 9,890,000 | 9,915,000 | 9,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,659,000 | 113,810,000 | 106,176,000 | 102,756,000 |
| Interest-bearing deposits | 75,494,000 | 72,273,000 | 70,061,000 | 65,001,000 |
| Noninterest-bearing deposits | 41,165,000 | 41,537,000 | 36,115,000 | 37,755,000 |
| Equity capital | 19,657,000 | 20,191,000 | 21,051,000 | 22,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,915,000 | 3,125,000 | 4,579,000 |
| Interest expense | 33,000 | 66,000 | 100,000 | 158,000 |
| Net interest income | 891,000 | 1,849,000 | 3,025,000 | 4,421,000 |
| Noninterest income | 44,000 | 92,000 | 142,000 | 191,000 |
| Noninterest expense | 506,000 | 978,000 | 1,435,000 | 1,888,000 |
| Provision for loan losses | -29,000 | -29,000 | -120,000 | -120,000 |
| Pretax income | 458,000 | 992,000 | 1,852,000 | 2,844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 992,000 | 1,852,000 | 2,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,657,000 | 20,191,000 | 21,052,000 | 22,043,000 |