Call reports 2021
AMERICAN INTERSTATE BANK — 2021
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,869,000 | 128,750,000 | 123,181,000 | 115,729,000 |
| Total loans | 80,824,000 | 78,561,000 | 79,345,000 | 79,089,000 |
| Allowance for loan losses | 1,509,000 | 1,510,000 | 1,511,000 | 1,515,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,622,000 | 107,470,000 | 101,387,000 | 96,393,000 |
| Interest-bearing deposits | 71,104,000 | 68,471,000 | 67,182,000 | 60,891,000 |
| Noninterest-bearing deposits | 32,518,000 | 38,999,000 | 34,205,000 | 35,502,000 |
| Equity capital | 21,159,000 | 21,161,000 | 21,664,000 | 19,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,931,000 | 2,883,000 | 3,870,000 |
| Interest expense | 47,000 | 89,000 | 128,000 | 164,000 |
| Net interest income | 918,000 | 1,842,000 | 2,755,000 | 3,706,000 |
| Noninterest income | 18,000 | 64,000 | 114,000 | 161,000 |
| Noninterest expense | 472,000 | 940,000 | 1,400,000 | 1,863,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 564,000 | 1,066,000 | 1,569,000 | 2,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 564,000 | 1,066,000 | 1,569,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,159,000 | 21,161,000 | 21,664,000 | 19,199,000 |