Call reports 2019
AMERICAN INTERSTATE BANK — 2019
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,637,000 | 104,381,000 | 109,928,000 | 101,583,000 |
| Total loans | 95,280,000 | 93,628,000 | 99,228,000 | 93,687,000 |
| Allowance for loan losses | 1,492,000 | 1,510,000 | 1,531,000 | 1,548,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,012,000 | 84,373,000 | 89,490,000 | 81,233,000 |
| Interest-bearing deposits | 65,612,000 | 61,832,000 | 55,230,000 | 57,004,000 |
| Noninterest-bearing deposits | 24,400,000 | 22,541,000 | 34,260,000 | 24,229,000 |
| Equity capital | 19,542,000 | 19,883,000 | 20,277,000 | 20,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,630,000 | 3,974,000 | 5,341,000 |
| Interest expense | 51,000 | 107,000 | 165,000 | 229,000 |
| Net interest income | 1,282,000 | 2,523,000 | 3,809,000 | 5,112,000 |
| Noninterest income | 42,000 | 90,000 | 142,000 | 188,000 |
| Noninterest expense | 472,000 | 905,000 | 1,334,000 | 1,806,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 837,000 | 1,678,000 | 2,572,000 | 3,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 837,000 | 1,678,000 | 2,572,000 | 3,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,542,000 | 19,883,000 | 20,277,000 | 20,140,000 |
| Total capital | 20,751,000 | 21,069,000 | 21,512,000 | 21,331,000 |
| Risk-weighted assets | 96,441,000 | 94,523,000 | 98,528,000 | 94,932,000 |