Call reports 2015
AMERICAN INTERSTATE BANK — 2015
What AMERICAN INTERSTATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,769,000 | 102,814,000 | 105,572,000 | 110,701,000 |
| Total loans | 84,789,000 | 84,401,000 | 83,383,000 | 87,264,000 |
| Allowance for loan losses | 1,337,000 | 1,300,000 | 1,307,000 | 1,232,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,309,000 | 10,306,000 | 10,304,000 | 11,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,982,000 | 88,448,000 | 90,680,000 | 95,251,000 |
| Interest-bearing deposits | 76,266,000 | 68,005,000 | 68,738,000 | 70,860,000 |
| Noninterest-bearing deposits | 20,716,000 | 20,443,000 | 21,942,000 | 24,391,000 |
| Equity capital | 13,709,000 | 14,269,000 | 14,778,000 | 15,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,933,000 | 2,897,000 | 3,882,000 |
| Interest expense | 50,000 | 93,000 | 131,000 | 164,000 |
| Net interest income | 904,000 | 1,840,000 | 2,766,000 | 3,718,000 |
| Noninterest income | 50,000 | 101,000 | 153,000 | 203,000 |
| Noninterest expense | 488,000 | 905,000 | 1,363,000 | 1,816,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 466,000 | 1,036,000 | 1,556,000 | 2,105,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 45,000 |
| Net income | 455,000 | 1,014,000 | 1,523,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,709,000 | 14,269,000 | 14,778,000 | 15,315,000 |
| Total capital | 14,731,000 | 15,314,000 | 15,815,000 | 16,422,000 |
| Risk-weighted assets | 81,517,000 | 83,335,000 | 82,688,000 | 88,445,000 |