Call report 2015Q4
HERITAGE COMMUNITY BANK — 2015Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,436,000 | USD | evidence → |
| Total loans | 81,449,000 | USD | evidence → |
| Allowance for loan losses | 792,000 | USD | evidence → |
| Securities available for sale | 5,149,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,891,000 | USD | evidence → |
| Interest-bearing deposits | 72,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,944,000 | USD | evidence → |
| Equity capital | 10,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,058,000 | USD | evidence → |
| Interest expense | 226,000 | USD | evidence → |
| Net interest income | 3,832,000 | USD | evidence → |
| Noninterest income | 998,000 | USD | evidence → |
| Noninterest expense | 4,041,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 775,000 | USD | evidence → |
| Income tax | 315,000 | USD | evidence → |
| Net income | 460,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,691,000 | USD | evidence → |
| Total capital | 11,484,000 | USD | evidence → |
| Risk-weighted assets | 85,162,000 | USD | evidence → |