Call report 2014Q4
HERITAGE COMMUNITY BANK — 2014Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,357,000 | USD | evidence → |
| Total loans | 78,661,000 | USD | evidence → |
| Allowance for loan losses | 804,000 | USD | evidence → |
| Securities available for sale | 5,808,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,560,000 | USD | evidence → |
| Interest-bearing deposits | 69,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,234,000 | USD | evidence → |
| Equity capital | 10,505,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,159,000 | USD | evidence → |
| Interest expense | 215,000 | USD | evidence → |
| Net interest income | 3,944,000 | USD | evidence → |
| Noninterest income | 985,000 | USD | evidence → |
| Noninterest expense | 4,062,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 831,000 | USD | evidence → |
| Income tax | 197,000 | USD | evidence → |
| Net income | 634,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,455,000 | USD | evidence → |
| Total capital | 11,259,000 | USD | evidence → |
| Risk-weighted assets | 81,011,000 | USD | evidence → |