Call report 2012Q4
HERITAGE COMMUNITY BANK — 2012Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,586,000 | USD | evidence → |
| Total loans | 78,173,000 | USD | evidence → |
| Allowance for loan losses | 828,000 | USD | evidence → |
| Securities available for sale | 5,895,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,364,000 | USD | evidence → |
| Interest-bearing deposits | 70,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,105,000 | USD | evidence → |
| Equity capital | 9,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,657,000 | USD | evidence → |
| Interest expense | 540,000 | USD | evidence → |
| Net interest income | 4,117,000 | USD | evidence → |
| Noninterest income | 296,000 | USD | evidence → |
| Noninterest expense | 3,853,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 536,000 | USD | evidence → |
| Income tax | 235,000 | USD | evidence → |
| Net income | 301,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,487,000 | USD | evidence → |
| Total capital | 10,315,000 | USD | evidence → |
| Risk-weighted assets | 82,359,000 | USD | evidence → |