Call report 2009Q4
HERITAGE COMMUNITY BANK — 2009Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,277,000 | USD | evidence → |
| Total loans | 83,038,000 | USD | evidence → |
| Allowance for loan losses | 1,132,000 | USD | evidence → |
| Securities available for sale | 4,475,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,918,000 | USD | evidence → |
| Interest-bearing deposits | 79,404,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,514,000 | USD | evidence → |
| Equity capital | 10,346,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,403,000 | USD | evidence → |
| Interest expense | 1,723,000 | USD | evidence → |
| Net interest income | 3,680,000 | USD | evidence → |
| Noninterest income | 726,000 | USD | evidence → |
| Noninterest expense | 4,109,000 | USD | evidence → |
| Provision for loan losses | 529,000 | USD | evidence → |
| Pretax income | -232,000 | USD | evidence → |
| Income tax | -167,000 | USD | evidence → |
| Net income | -65,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,282,000 | USD | evidence → |
| Total capital | 11,393,000 | USD | evidence → |
| Risk-weighted assets | 88,883,000 | USD | evidence → |