Call report 2009Q1
HERITAGE COMMUNITY BANK — 2009Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,249,000 | USD | evidence → |
| Total loans | 83,243,000 | USD | evidence → |
| Allowance for loan losses | 1,532,000 | USD | evidence → |
| Securities available for sale | 7,405,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,775,000 | USD | evidence → |
| Interest-bearing deposits | 81,281,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,495,000 | USD | evidence → |
| Equity capital | 10,108,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,373,000 | USD | evidence → |
| Interest expense | 532,000 | USD | evidence → |
| Net interest income | 841,000 | USD | evidence → |
| Noninterest income | 201,000 | USD | evidence → |
| Noninterest expense | 945,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | -313,000 | USD | evidence → |
| Income tax | -25,000 | USD | evidence → |
| Net income | -288,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,059,000 | USD | evidence → |
| Total capital | 11,591,000 | USD | evidence → |
| Risk-weighted assets | 89,595,000 | USD | evidence → |