Call reports 2025
EAST WISCONSIN SAVINGS BANK — 2025
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 276,861,000 | 284,520,000 | 279,657,000 | 270,520,000 |
| Total loans | 191,045,000 | 197,470,000 | 198,023,000 | 190,670,000 |
| Allowance for loan losses | 1,190,000 | 1,196,000 | 1,150,000 | 1,143,000 |
| Securities available for sale | 23,030,000 | 22,535,000 | 22,398,000 | 22,289,000 |
| Securities held to maturity | 39,303,000 | 38,851,000 | 38,394,000 | 36,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,774,000 | 223,762,000 | 221,036,000 | 217,878,000 |
| Interest-bearing deposits | 223,642,000 | 214,918,000 | 211,460,000 | 210,135,000 |
| Noninterest-bearing deposits | 9,132,000 | 8,844,000 | 9,576,000 | 7,743,000 |
| Equity capital | 14,407,000 | 14,588,000 | 11,727,000 | 12,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,604,000 | 5,371,000 | 8,220,000 | 11,106,000 |
| Interest expense | 1,651,000 | 3,292,000 | 4,935,000 | 6,531,000 |
| Net interest income | 953,000 | 2,079,000 | 3,285,000 | 4,575,000 |
| Noninterest income | 338,000 | 707,000 | 1,148,000 | 1,810,000 |
| Noninterest expense | 1,869,000 | 3,718,000 | 5,460,000 | 7,290,000 |
| Provision for loan losses | 64,000 | 70,000 | 82,000 | 82,000 |
| Pretax income | -688,000 | -1,058,000 | -1,169,000 | -1,036,000 |
| Income tax | -206,000 | -328,000 | 2,863,000 | 2,933,000 |
| Net income | -482,000 | -730,000 | -4,032,000 | -3,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,044,000 | 17,802,000 | 17,160,000 | 17,229,000 |
| Total capital | 19,362,000 | 19,136,000 | 18,452,000 | 18,502,000 |
| Risk-weighted assets | 163,501,000 | 167,812,000 | 165,535,000 | 159,768,000 |