Call reports 2023
EAST WISCONSIN SAVINGS BANK — 2023
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 272,791,000 | 266,561,000 | 261,954,000 | 262,204,000 |
| Total loans | 179,621,000 | 179,791,000 | 176,389,000 | 175,443,000 |
| Allowance for loan losses | 910,000 | 888,000 | 888,000 | 1,057,000 |
| Securities available for sale | 31,495,000 | 24,032,000 | 22,974,000 | 23,948,000 |
| Securities held to maturity | 39,072,000 | 39,418,000 | 39,745,000 | 40,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,794,000 | 235,357,000 | 234,749,000 | 231,540,000 |
| Interest-bearing deposits | 234,167,000 | 225,455,000 | 224,803,000 | 220,545,000 |
| Noninterest-bearing deposits | 10,627,000 | 9,902,000 | 9,946,000 | 10,995,000 |
| Equity capital | 10,971,000 | 10,782,000 | 10,424,000 | 10,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,429,000 | 6,668,000 | 8,933,000 |
| Interest expense | 806,000 | 1,813,000 | 2,994,000 | 4,325,000 |
| Net interest income | 1,397,000 | 2,616,000 | 3,674,000 | 4,608,000 |
| Noninterest income | 271,000 | 593,000 | 1,164,000 | 1,505,000 |
| Noninterest expense | 1,808,000 | 3,535,000 | 5,274,000 | 7,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 145,000 |
| Pretax income | -140,000 | -326,000 | -436,000 | -1,300,000 |
| Income tax | -18,000 | -38,000 | -78,000 | -388,000 |
| Net income | -122,000 | -288,000 | -358,000 | -912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,610,000 | 17,444,000 | 17,374,000 | 16,464,000 |
| Total capital | 18,520,000 | 18,332,000 | 18,262,000 | 17,521,000 |
| Risk-weighted assets | 155,865,000 | 150,613,000 | 147,968,000 | 148,105,000 |