Call reports 2020
EAST WISCONSIN SAVINGS BANK — 2020
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,630,000 | 256,120,000 | 262,151,000 | 269,932,000 |
| Total loans | 182,944,000 | 185,199,000 | 191,787,000 | 194,649,000 |
| Allowance for loan losses | 991,000 | 982,000 | 1,042,000 | 1,036,000 |
| Securities available for sale | 17,795,000 | 33,169,000 | 36,401,000 | 52,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,955,000 | 211,424,000 | 217,719,000 | 225,765,000 |
| Interest-bearing deposits | 193,349,000 | 203,584,000 | 209,422,000 | 217,363,000 |
| Noninterest-bearing deposits | 5,606,000 | 7,840,000 | 8,297,000 | 8,402,000 |
| Equity capital | 22,372,000 | 23,030,000 | 23,258,000 | 23,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,265,000 | 6,350,000 | 8,474,000 |
| Interest expense | 683,000 | 1,342,000 | 1,972,000 | 2,583,000 |
| Net interest income | 1,489,000 | 2,923,000 | 4,378,000 | 5,891,000 |
| Noninterest income | 185,000 | 498,000 | 1,066,000 | 1,656,000 |
| Noninterest expense | 1,681,000 | 3,376,000 | 5,163,000 | 7,193,000 |
| Provision for loan losses | 105,000 | 115,000 | 215,000 | 215,000 |
| Pretax income | 60,000 | 145,000 | 440,000 | 680,000 |
| Income tax | 5,000 | 16,000 | 84,000 | 136,000 |
| Net income | 55,000 | 129,000 | 356,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,201,000 | 22,275,000 | 22,502,000 | 22,690,000 |
| Total capital | 23,192,000 | 23,257,000 | 23,544,000 | 23,726,000 |
| Risk-weighted assets | 146,023,000 | 146,064,000 | 147,702,000 | 151,567,000 |