Call reports 2016
EAST WISCONSIN SAVINGS BANK — 2016
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 228,235,000 | 230,230,000 | 232,747,000 | 236,191,000 |
| Total loans | 131,363,000 | 135,947,000 | 136,871,000 | 130,899,000 |
| Allowance for loan losses | 986,000 | 987,000 | 987,000 | 1,008,000 |
| Securities available for sale | 73,762,000 | 70,975,000 | 71,480,000 | 78,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,183,000 | 186,990,000 | 189,159,000 | 182,754,000 |
| Interest-bearing deposits | 180,094,000 | 181,117,000 | 182,103,000 | 176,186,000 |
| Noninterest-bearing deposits | 5,089,000 | 5,873,000 | 7,056,000 | 6,568,000 |
| Equity capital | 22,303,000 | 22,714,000 | 22,933,000 | 21,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,820,000 | 5,735,000 | 7,674,000 |
| Interest expense | 380,000 | 753,000 | 1,127,000 | 1,504,000 |
| Net interest income | 1,528,000 | 3,067,000 | 4,608,000 | 6,170,000 |
| Noninterest income | 131,000 | 274,000 | 409,000 | 580,000 |
| Noninterest expense | 1,643,000 | 3,215,000 | 4,852,000 | 6,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 220,000 | 491,000 | 602,000 | 924,000 |
| Income tax | 57,000 | 135,000 | 149,000 | 283,000 |
| Net income | 163,000 | 356,000 | 453,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,247,000 | 21,439,000 | 21,536,000 | 21,725,000 |
| Total capital | 22,233,000 | 22,426,000 | 22,523,000 | 22,733,000 |
| Risk-weighted assets | 102,745,000 | 110,160,000 | 112,745,000 | 110,759,000 |