Call reports 2015
EAST WISCONSIN SAVINGS BANK — 2015
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,286,000 | 227,927,000 | 230,606,000 | 235,115,000 |
| Total loans | 120,937,000 | 121,040,000 | 127,709,000 | 126,859,000 |
| Allowance for loan losses | 864,000 | 864,000 | 885,000 | 985,000 |
| Securities available for sale | 85,804,000 | 87,524,000 | 81,757,000 | 85,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,779,000 | 189,164,000 | 187,560,000 | 188,440,000 |
| Interest-bearing deposits | 184,407,000 | 183,564,000 | 182,530,000 | 181,418,000 |
| Noninterest-bearing deposits | 4,372,000 | 5,600,000 | 5,030,000 | 7,022,000 |
| Equity capital | 21,930,000 | 21,103,000 | 21,829,000 | 21,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,878,000 | 5,769,000 | 7,699,000 |
| Interest expense | 408,000 | 804,000 | 1,194,000 | 1,587,000 |
| Net interest income | 1,498,000 | 3,074,000 | 4,575,000 | 6,112,000 |
| Noninterest income | 164,000 | 273,000 | 423,000 | 562,000 |
| Noninterest expense | 1,568,000 | 3,103,000 | 4,613,000 | 5,961,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 120,000 |
| Pretax income | 177,000 | 381,000 | 546,000 | 805,000 |
| Income tax | 39,000 | 88,000 | 123,000 | 195,000 |
| Net income | 138,000 | 293,000 | 423,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,464,000 | 20,618,000 | 20,749,000 | 20,936,000 |
| Total capital | 21,328,000 | 21,482,000 | 21,634,000 | 21,921,000 |
| Risk-weighted assets | 100,286,000 | 97,133,000 | 97,257,000 | 98,029,000 |