Call reports 2014
EAST WISCONSIN SAVINGS BANK — 2014
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 229,957,000 | 227,370,000 | 225,666,000 | 232,092,000 |
| Total loans | 120,940,000 | 119,527,000 | 118,096,000 | 124,352,000 |
| Allowance for loan losses | 829,000 | 844,000 | 859,000 | 865,000 |
| Securities available for sale | 82,599,000 | 78,231,000 | 77,163,000 | 87,573,000 |
| Securities held to maturity | 5,506,000 | 9,754,000 | 9,195,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,386,000 | 191,283,000 | 191,981,000 | 192,146,000 |
| Interest-bearing deposits | 188,534,000 | 187,001,000 | 186,489,000 | 185,373,000 |
| Noninterest-bearing deposits | 3,852,000 | 4,282,000 | 5,492,000 | 6,773,000 |
| Equity capital | 19,615,000 | 20,328,000 | 20,482,000 | 21,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,079,000 | 5,962,000 | 7,951,000 |
| Interest expense | 486,000 | 925,000 | 1,366,000 | 1,794,000 |
| Net interest income | 1,525,000 | 3,154,000 | 4,596,000 | 6,157,000 |
| Noninterest income | 167,000 | 371,000 | 543,000 | 703,000 |
| Noninterest expense | 1,815,000 | 3,643,000 | 5,190,000 | 6,744,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 63,000 | 288,000 | 364,000 | 551,000 |
| Income tax | 49,000 | 103,000 | 127,000 | 176,000 |
| Net income | 14,000 | 185,000 | 237,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,166,000 | 20,367,000 | 20,170,000 | 20,457,000 |
| Total capital | 20,995,000 | 21,211,000 | 21,029,000 | 21,322,000 |
| Risk-weighted assets | 95,062,000 | 95,108,000 | 96,755,000 | 95,846,000 |