Call reports 2013
EAST WISCONSIN SAVINGS BANK — 2013
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 233,457,000 | 232,414,000 | 234,240,000 | 234,987,000 |
| Total loans | 135,325,000 | 131,030,000 | 126,268,000 | 123,352,000 |
| Allowance for loan losses | 821,000 | 793,000 | 822,000 | 814,000 |
| Securities available for sale | 76,446,000 | 80,465,000 | 87,345,000 | 90,072,000 |
| Securities held to maturity | 1,033,000 | 918,000 | 824,000 | 1,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,442,000 | 195,223,000 | 193,454,000 | 192,540,000 |
| Interest-bearing deposits | 190,114,000 | 191,679,000 | 189,223,000 | 188,673,000 |
| Noninterest-bearing deposits | 3,328,000 | 3,544,000 | 4,231,000 | 3,867,000 |
| Equity capital | 20,985,000 | 19,134,000 | 18,991,000 | 18,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,065,000 | 6,131,000 | 8,198,000 |
| Interest expense | 569,000 | 1,134,000 | 1,690,000 | 2,228,000 |
| Net interest income | 1,473,000 | 2,931,000 | 4,441,000 | 5,970,000 |
| Noninterest income | 212,000 | 406,000 | 814,000 | 977,000 |
| Noninterest expense | 1,623,000 | 3,199,000 | 4,709,000 | 6,240,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 180,000 |
| Pretax income | 36,000 | 211,000 | 589,000 | 660,000 |
| Income tax | -22,000 | 8,000 | 114,000 | 112,000 |
| Net income | 58,000 | 203,000 | 475,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,662,000 | 19,806,000 | 20,072,000 | 19,974,000 |
| Total capital | 20,483,000 | 20,599,000 | 20,894,000 | 20,788,000 |
| Risk-weighted assets | 100,679,000 | 102,327,000 | 101,018,000 | 99,054,000 |