Call reports 2012
EAST WISCONSIN SAVINGS BANK — 2012
What EAST WISCONSIN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 237,652,000 | 238,475,000 | 232,876,000 | 232,242,000 |
| Total loans | 155,665,000 | 150,702,000 | 144,163,000 | 139,057,000 |
| Allowance for loan losses | 713,000 | 678,000 | 703,000 | 923,000 |
| Securities available for sale | 57,504,000 | 60,065,000 | 63,456,000 | 69,414,000 |
| Securities held to maturity | 2,196,000 | 1,432,000 | 1,292,000 | 1,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,358,000 | 199,126,000 | 196,784,000 | 194,089,000 |
| Interest-bearing deposits | 195,925,000 | 195,757,000 | 193,843,000 | 190,570,000 |
| Noninterest-bearing deposits | 3,433,000 | 3,369,000 | 2,941,000 | 3,519,000 |
| Equity capital | 19,766,000 | 20,404,000 | 20,800,000 | 20,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 4,805,000 | 7,073,000 | 9,209,000 |
| Interest expense | 842,000 | 1,597,000 | 2,279,000 | 2,894,000 |
| Net interest income | 1,606,000 | 3,208,000 | 4,794,000 | 6,315,000 |
| Noninterest income | 162,000 | 344,000 | 586,000 | 922,000 |
| Noninterest expense | 1,402,000 | 2,843,000 | 4,235,000 | 5,645,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 310,000 |
| Pretax income | 371,000 | 897,000 | 1,329,000 | 1,683,000 |
| Income tax | 113,000 | 286,000 | 418,000 | 521,000 |
| Net income | 258,000 | 611,000 | 911,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,698,000 | 19,051,000 | 19,352,000 | 19,603,000 |
| Total capital | 19,411,000 | 19,729,000 | 20,055,000 | 20,526,000 |
| Risk-weighted assets | 107,832,000 | 106,023,000 | 103,284,000 | 100,143,000 |