Call reports 2016
BANK OF ESTES PARK — 2016
What BANK OF ESTES PARK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,192,000 | 117,355,000 | 126,493,000 | 123,337,000 |
| Total loans | 59,775,000 | 60,167,000 | 59,973,000 | 60,762,000 |
| Allowance for loan losses | 1,278,000 | 1,278,000 | 1,278,000 | 1,278,000 |
| Securities available for sale | 46,007,000 | 41,098,000 | 37,278,000 | 37,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,543,000 | 104,661,000 | 113,762,000 | 111,278,000 |
| Interest-bearing deposits | 77,631,000 | 78,294,000 | 82,747,000 | 80,974,000 |
| Noninterest-bearing deposits | 25,912,000 | 26,367,000 | 31,015,000 | 30,304,000 |
| Equity capital | 11,733,000 | 12,175,000 | 12,157,000 | 11,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,752,000 | 2,653,000 | 3,588,000 |
| Interest expense | 6,000 | 13,000 | 19,000 | 25,000 |
| Net interest income | 846,000 | 1,739,000 | 2,634,000 | 3,563,000 |
| Noninterest income | 123,000 | 360,000 | 492,000 | 621,000 |
| Noninterest expense | 735,000 | 1,506,000 | 2,269,000 | 3,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 634,000 | 898,000 | 1,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 634,000 | 898,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,589,000 | 11,704,000 | 11,724,000 | 11,805,000 |
| Total capital | 12,411,000 | 12,512,000 | 12,584,000 | 12,660,000 |
| Risk-weighted assets | 65,342,000 | 64,193,000 | 68,429,000 | 68,018,000 |