Call reports 2015
BANK OF ESTES PARK — 2015
What BANK OF ESTES PARK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,672,000 | 115,092,000 | 130,121,000 | 121,152,000 |
| Total loans | 48,757,000 | 47,693,000 | 49,725,000 | 51,672,000 |
| Allowance for loan losses | 1,280,000 | 1,280,000 | 1,280,000 | 1,280,000 |
| Securities available for sale | 51,055,000 | 51,936,000 | 50,490,000 | 47,093,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,744,000 | 103,445,000 | 118,084,000 | 109,269,000 |
| Interest-bearing deposits | 78,501,000 | 78,766,000 | 85,286,000 | 82,812,000 |
| Noninterest-bearing deposits | 25,243,000 | 24,679,000 | 32,798,000 | 26,457,000 |
| Equity capital | 11,398,000 | 11,116,000 | 11,464,000 | 11,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,535,000 | 2,322,000 | 3,104,000 |
| Interest expense | 7,000 | 15,000 | 24,000 | 30,000 |
| Net interest income | 748,000 | 1,520,000 | 2,298,000 | 3,074,000 |
| Noninterest income | 136,000 | 318,000 | 462,000 | 604,000 |
| Noninterest expense | 774,000 | 1,547,000 | 2,291,000 | 3,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 291,000 | 469,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 291,000 | 469,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,490,000 | 11,471,000 | 11,453,000 | 11,502,000 |
| Total capital | 12,216,000 | 12,188,000 | 12,226,000 | 12,285,000 |
| Risk-weighted assets | 57,540,000 | 56,769,000 | 61,349,000 | 62,126,000 |