Call reports 2014
BANK OF ESTES PARK — 2014
What BANK OF ESTES PARK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,133,000 | 112,624,000 | 121,658,000 | 118,974,000 |
| Total loans | 49,198,000 | 51,187,000 | 50,188,000 | 46,780,000 |
| Allowance for loan losses | 1,280,000 | 1,280,000 | 1,280,000 | 1,280,000 |
| Securities available for sale | 39,578,000 | 42,857,000 | 44,230,000 | 48,961,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,407,000 | 101,487,000 | 110,452,000 | 107,350,000 |
| Interest-bearing deposits | 80,548,000 | 77,645,000 | 81,881,000 | 79,506,000 |
| Noninterest-bearing deposits | 24,859,000 | 23,842,000 | 28,571,000 | 27,844,000 |
| Equity capital | 10,247,000 | 10,624,000 | 10,624,000 | 10,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,500,000 | 2,288,000 | 3,053,000 |
| Interest expense | 9,000 | 18,000 | 25,000 | 34,000 |
| Net interest income | 722,000 | 1,482,000 | 2,263,000 | 3,019,000 |
| Noninterest income | 158,000 | 339,000 | 512,000 | 677,000 |
| Noninterest expense | 784,000 | 1,591,000 | 2,376,000 | 3,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 221,000 | 390,000 | 548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 221,000 | 390,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,320,000 | 11,376,000 | 11,469,000 | 11,627,000 |
| Total capital | 12,064,000 | 12,115,000 | 12,238,000 | 12,353,000 |
| Risk-weighted assets | 58,978,000 | 58,507,000 | 61,008,000 | 57,491,000 |