Call reports 2013
BANK OF ESTES PARK — 2013
What BANK OF ESTES PARK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 112,245,000 | 110,072,000 | 112,979,000 | 111,949,000 |
| Total loans | 47,573,000 | 48,387,000 | 49,708,000 | 49,316,000 |
| Allowance for loan losses | 1,306,000 | 1,280,000 | 1,280,000 | 1,280,000 |
| Securities available for sale | 43,480,000 | 44,600,000 | 43,405,000 | 40,646,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 2,000,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,196,000 | 99,710,000 | 102,456,000 | 101,397,000 |
| Interest-bearing deposits | 80,971,000 | 78,900,000 | 80,100,000 | 78,564,000 |
| Noninterest-bearing deposits | 19,225,000 | 20,810,000 | 22,356,000 | 22,833,000 |
| Equity capital | 11,632,000 | 9,908,000 | 10,007,000 | 9,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,525,000 | 2,305,000 | 3,049,000 |
| Interest expense | 14,000 | 26,000 | 37,000 | 46,000 |
| Net interest income | 769,000 | 1,499,000 | 2,268,000 | 3,003,000 |
| Noninterest income | 149,000 | 395,000 | 566,000 | 725,000 |
| Noninterest expense | 820,000 | 1,629,000 | 2,413,000 | 3,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 265,000 | 421,000 | 546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 265,000 | 421,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,763,000 | 11,240,000 | 11,261,000 | 11,386,000 |
| Total capital | 12,482,000 | 11,965,000 | 12,001,000 | 12,124,000 |
| Risk-weighted assets | 56,922,000 | 57,413,000 | 58,633,000 | 58,456,000 |