Call reports 2012
BANK OF ESTES PARK — 2012
What BANK OF ESTES PARK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,501,000 | 109,551,000 | 114,726,000 | 117,772,000 |
| Total loans | 58,460,000 | 58,750,000 | 55,223,000 | 50,945,000 |
| Allowance for loan losses | 1,361,000 | 1,361,000 | 1,361,000 | 1,306,000 |
| Securities available for sale | 28,779,000 | 25,820,000 | 27,971,000 | 29,489,000 |
| Securities held to maturity | 6,751,000 | 6,751,000 | 5,751,000 | 2,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,357,000 | 97,305,000 | 102,410,000 | 105,487,000 |
| Interest-bearing deposits | 79,857,000 | 77,859,000 | 80,846,000 | 85,077,000 |
| Noninterest-bearing deposits | 20,500,000 | 19,446,000 | 21,564,000 | 20,410,000 |
| Equity capital | 11,768,000 | 11,865,000 | 11,893,000 | 11,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,880,000 | 2,782,000 | 3,612,000 |
| Interest expense | 27,000 | 51,000 | 70,000 | 92,000 |
| Net interest income | 925,000 | 1,829,000 | 2,712,000 | 3,520,000 |
| Noninterest income | 193,000 | 419,000 | 612,000 | 792,000 |
| Noninterest expense | 845,000 | 1,669,000 | 2,507,000 | 3,327,000 |
| Provision for loan losses | 0 | 0 | -83,000 | -83,000 |
| Pretax income | 273,000 | 579,000 | 900,000 | 1,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 579,000 | 900,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,657,000 | 11,698,000 | 11,743,000 | 11,807,000 |
| Total capital | 12,471,000 | 12,511,000 | 12,595,000 | 12,609,000 |
| Risk-weighted assets | 64,558,000 | 64,445,000 | 67,599,000 | 63,618,000 |