Call reports 2011
BANK OF ESTES PARK — 2011
What BANK OF ESTES PARK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,590,000 | 103,624,000 | 113,016,000 | 110,636,000 |
| Total loans | 62,048,000 | 61,048,000 | 56,603,000 | 57,668,000 |
| Allowance for loan losses | 1,460,000 | 1,464,000 | 1,463,000 | 1,362,000 |
| Securities available for sale | 17,495,000 | 15,636,000 | 12,980,000 | 24,945,000 |
| Securities held to maturity | 253,000 | 253,000 | 1,252,000 | 3,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,835,000 | 91,404,000 | 100,675,000 | 98,403,000 |
| Interest-bearing deposits | 69,272,000 | 71,127,000 | 79,178,000 | 78,212,000 |
| Noninterest-bearing deposits | 18,563,000 | 20,277,000 | 21,497,000 | 20,191,000 |
| Equity capital | 11,441,000 | 11,824,000 | 11,896,000 | 11,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 1,985,000 | 2,963,000 | 3,866,000 |
| Interest expense | 54,000 | 105,000 | 146,000 | 182,000 |
| Net interest income | 957,000 | 1,880,000 | 2,817,000 | 3,684,000 |
| Noninterest income | 159,000 | 369,000 | 563,000 | 754,000 |
| Noninterest expense | 801,000 | 1,631,000 | 2,482,000 | 3,227,000 |
| Provision for loan losses | 120,000 | 180,000 | 180,000 | 280,000 |
| Pretax income | 195,000 | 438,000 | 718,000 | 931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 438,000 | 718,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,495,000 | 11,739,000 | 11,815,000 | 11,799,000 |
| Total capital | 12,306,000 | 12,520,000 | 12,557,000 | 12,584,000 |
| Risk-weighted assets | 64,199,000 | 61,785,000 | 58,582,000 | 62,171,000 |