Call reports 2010
BANK OF ESTES PARK — 2010
What BANK OF ESTES PARK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,651,000 | 97,085,000 | 104,047,000 | 99,011,000 |
| Total loans | 68,522,000 | 68,711,000 | 66,886,000 | 63,017,000 |
| Allowance for loan losses | 1,250,000 | 1,280,000 | 1,310,000 | 1,340,000 |
| Securities available for sale | 12,261,000 | 11,932,000 | 11,790,000 | 14,519,000 |
| Securities held to maturity | 254,000 | 254,000 | 254,000 | 253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,901,000 | 85,189,000 | 92,064,000 | 87,169,000 |
| Interest-bearing deposits | 67,577,000 | 66,315,000 | 71,140,000 | 68,726,000 |
| Noninterest-bearing deposits | 17,324,000 | 18,874,000 | 20,924,000 | 18,443,000 |
| Equity capital | 11,376,000 | 11,490,000 | 11,522,000 | 11,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,236,000 | 3,335,000 | 4,397,000 |
| Interest expense | 86,000 | 166,000 | 234,000 | 293,000 |
| Net interest income | 1,003,000 | 2,070,000 | 3,101,000 | 4,104,000 |
| Noninterest income | 176,000 | 371,000 | 558,000 | 749,000 |
| Noninterest expense | 809,000 | 1,627,000 | 2,466,000 | 3,265,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 340,000 | 754,000 | 1,103,000 | 1,468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 340,000 | 754,000 | 1,103,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,266,000 | 11,358,000 | 11,406,000 | 11,455,000 |
| Total capital | 12,140,000 | 12,229,000 | 12,277,000 | 12,279,000 |
| Risk-weighted assets | 69,474,000 | 69,252,000 | 69,220,000 | 65,390,000 |