Call reports 2009
BANK OF ESTES PARK — 2009
What BANK OF ESTES PARK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 89,392,000 | 93,300,000 | 99,253,000 | 96,501,000 |
| Total loans | 71,120,000 | 71,943,000 | 70,842,000 | 68,646,000 |
| Allowance for loan losses | 1,078,000 | 1,078,000 | 1,078,000 | 1,220,000 |
| Securities available for sale | 8,667,000 | 5,400,000 | 16,902,000 | 15,772,000 |
| Securities held to maturity | 255,000 | 255,000 | 255,000 | 254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,605,000 | 81,438,000 | 87,220,000 | 84,623,000 |
| Interest-bearing deposits | 60,913,000 | 62,558,000 | 66,183,000 | 67,331,000 |
| Noninterest-bearing deposits | 16,692,000 | 18,879,000 | 21,037,000 | 17,292,000 |
| Equity capital | 11,404,000 | 11,463,000 | 11,573,000 | 11,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,364,000 | 3,559,000 | 4,711,000 |
| Interest expense | 131,000 | 242,000 | 345,000 | 440,000 |
| Net interest income | 1,054,000 | 2,122,000 | 3,214,000 | 4,271,000 |
| Noninterest income | 168,000 | 364,000 | 540,000 | 758,000 |
| Noninterest expense | 787,000 | 1,633,000 | 2,454,000 | 3,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 435,000 | 853,000 | 1,300,000 | 1,590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 853,000 | 1,300,000 | 1,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,260,000 | 11,322,000 | 11,426,000 | 11,223,000 |
| Total capital | 12,151,000 | 12,230,000 | 12,308,000 | 12,077,000 |
| Risk-weighted assets | 71,020,000 | 72,433,000 | 70,301,000 | 67,886,000 |