Call reports 2008
BANK OF ESTES PARK — 2008
What BANK OF ESTES PARK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 86,689,000 | 86,292,000 | 96,082,000 | 90,324,000 |
| Total loans | 70,146,000 | 71,580,000 | 71,280,000 | 70,589,000 |
| Allowance for loan losses | 1,075,000 | 1,079,000 | 1,079,000 | 1,079,000 |
| Securities available for sale | 4,568,000 | 5,476,000 | 6,249,000 | 9,215,000 |
| Securities held to maturity | 1,106,000 | 606,000 | 606,000 | 3,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,158,000 | 74,827,000 | 84,622,000 | 78,474,000 |
| Interest-bearing deposits | 57,072,000 | 55,809,000 | 61,640,000 | 59,760,000 |
| Noninterest-bearing deposits | 18,086,000 | 19,018,000 | 22,982,000 | 18,714,000 |
| Equity capital | 11,165,000 | 11,094,000 | 11,073,000 | 11,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,694,000 | 3,993,000 | 5,251,000 |
| Interest expense | 251,000 | 456,000 | 645,000 | 802,000 |
| Net interest income | 1,161,000 | 2,238,000 | 3,348,000 | 4,449,000 |
| Noninterest income | 152,000 | 342,000 | 510,000 | 714,000 |
| Noninterest expense | 747,000 | 1,514,000 | 2,300,000 | 3,083,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 566,000 | 1,066,000 | 1,558,000 | 2,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,066,000 | 1,558,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,076,000 | 11,080,000 | 11,043,000 | 11,156,000 |
| Total capital | 11,955,000 | 11,972,000 | 11,954,000 | 12,036,000 |
| Risk-weighted assets | 70,074,000 | 71,140,000 | 72,679,000 | 70,186,000 |