Call reports 2007
BANK OF ESTES PARK — 2007
What BANK OF ESTES PARK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 89,840,000 | 88,797,000 | 91,177,000 | 89,330,000 |
| Total loans | 76,848,000 | 69,376,000 | 66,702,000 | 67,693,000 |
| Allowance for loan losses | 1,025,000 | 1,055,000 | 1,085,000 | 1,115,000 |
| Securities available for sale | 5,956,000 | 5,923,000 | 6,909,000 | 6,964,000 |
| Securities held to maturity | 2,151,000 | 2,150,000 | 1,407,000 | 1,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,906,000 | 77,742,000 | 79,841,000 | 77,878,000 |
| Interest-bearing deposits | 57,242,000 | 57,171,000 | 57,983,000 | 50,701,000 |
| Noninterest-bearing deposits | 16,664,000 | 20,571,000 | 21,858,000 | 27,177,000 |
| Equity capital | 10,710,000 | 10,819,000 | 10,964,000 | 11,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,147,000 | 4,777,000 | 6,332,000 |
| Interest expense | 353,000 | 676,000 | 986,000 | 1,270,000 |
| Net interest income | 1,245,000 | 2,471,000 | 3,791,000 | 5,062,000 |
| Noninterest income | 182,000 | 380,000 | 570,000 | 746,000 |
| Noninterest expense | 738,000 | 1,463,000 | 2,215,000 | 2,964,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 659,000 | 1,328,000 | 2,056,000 | 2,724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,328,000 | 2,056,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,753,000 | 10,883,000 | 10,973,000 | 11,010,000 |
| Total capital | 11,694,000 | 11,758,000 | 11,829,000 | 11,873,000 |
| Risk-weighted assets | 75,178,000 | 69,844,000 | 68,272,000 | 68,823,000 |