Call reports 2025
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2025
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 968,617,000 | 975,044,000 | 979,414,000 | 988,719,000 |
| Total loans | 783,101,000 | 803,005,000 | 811,631,000 | 814,483,000 |
| Allowance for loan losses | 9,166,000 | 9,468,000 | 9,500,000 | 9,714,000 |
| Securities available for sale | 44,646,000 | 47,970,000 | 46,582,000 | 49,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,580,000 | 826,302,000 | 826,404,000 | 832,721,000 |
| Interest-bearing deposits | 662,051,000 | 676,550,000 | 671,112,000 | 672,404,000 |
| Noninterest-bearing deposits | 149,529,000 | 149,752,000 | 155,292,000 | 160,317,000 |
| Equity capital | 90,374,000 | 92,154,000 | 95,666,000 | 98,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,333,000 | 25,335,000 | 38,827,000 | 52,523,000 |
| Interest expense | 3,870,000 | 7,861,000 | 12,114,000 | 15,929,000 |
| Net interest income | 8,463,000 | 17,474,000 | 26,713,000 | 36,594,000 |
| Noninterest income | 1,189,000 | 2,556,000 | 5,740,000 | 7,242,000 |
| Noninterest expense | 6,610,000 | 13,396,000 | 20,312,000 | 27,051,000 |
| Provision for loan losses | 700,000 | 1,268,000 | 1,911,000 | 2,616,000 |
| Pretax income | 2,184,000 | 4,978,000 | 9,114,000 | 12,818,000 |
| Income tax | 414,000 | 957,000 | 1,749,000 | 2,479,000 |
| Net income | 1,770,000 | 4,021,000 | 7,365,000 | 10,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,441,000 | 93,035,000 | 95,722,000 | 97,990,000 |