Call reports 2023
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2023
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 899,134,000 | 913,144,000 | 913,782,000 | 894,577,000 |
| Total loans | 811,676,000 | 806,464,000 | 785,372,000 | 785,189,000 |
| Allowance for loan losses | 9,436,000 | 9,407,000 | 9,035,000 | 9,101,000 |
| Securities available for sale | 31,814,000 | 35,242,000 | 34,270,000 | 34,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,344,000 | 744,173,000 | 743,106,000 | 721,678,000 |
| Interest-bearing deposits | 602,870,000 | 600,762,000 | 597,565,000 | 585,036,000 |
| Noninterest-bearing deposits | 132,474,000 | 143,411,000 | 145,541,000 | 136,642,000 |
| Equity capital | 78,490,000 | 79,032,000 | 80,330,000 | 82,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,084,000 | 21,001,000 | 32,432,000 | 44,174,000 |
| Interest expense | 2,195,000 | 5,311,000 | 8,821,000 | 12,589,000 |
| Net interest income | 7,889,000 | 15,690,000 | 23,611,000 | 31,585,000 |
| Noninterest income | 1,013,000 | 2,104,000 | 3,226,000 | 4,315,000 |
| Noninterest expense | 6,021,000 | 12,270,000 | 18,404,000 | 24,643,000 |
| Provision for loan losses | 756,000 | 1,066,000 | 961,000 | 1,394,000 |
| Pretax income | 1,975,000 | 4,383,000 | 7,362,000 | 10,063,000 |
| Income tax | 369,000 | 827,000 | 1,400,000 | 1,947,000 |
| Net income | 1,606,000 | 3,556,000 | 5,962,000 | 8,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,172,000 | 81,522,000 | 83,328,000 | 84,882,000 |