Call reports 2022
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2022
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 848,935,000 | 837,644,000 | 855,409,000 | 868,113,000 |
| Total loans | 722,771,000 | 751,514,000 | 768,705,000 | 786,962,000 |
| Allowance for loan losses | 8,599,000 | 8,960,000 | 9,232,000 | 9,208,000 |
| Securities available for sale | 31,379,000 | 30,274,000 | 30,769,000 | 30,483,000 |
| Securities held to maturity | 418,000 | 416,000 | 415,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,424,000 | 747,009,000 | 742,934,000 | 742,369,000 |
| Interest-bearing deposits | 616,092,000 | 611,664,000 | 606,727,000 | 600,938,000 |
| Noninterest-bearing deposits | 137,332,000 | 135,345,000 | 136,207,000 | 141,431,000 |
| Equity capital | 70,707,000 | 72,158,000 | 74,994,000 | 77,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,171,000 | 14,967,000 | 23,708,000 | 33,037,000 |
| Interest expense | 527,000 | 1,043,000 | 1,803,000 | 3,087,000 |
| Net interest income | 6,644,000 | 13,924,000 | 21,905,000 | 29,950,000 |
| Noninterest income | 897,000 | 1,942,000 | 3,303,000 | 4,358,000 |
| Noninterest expense | 5,370,000 | 10,881,000 | 16,640,000 | 22,802,000 |
| Provision for loan losses | 370,000 | 720,000 | 1,108,000 | 1,200,000 |
| Pretax income | 1,801,000 | 4,265,000 | 7,460,000 | 10,306,000 |
| Income tax | 341,000 | 820,000 | 1,385,000 | 1,924,000 |
| Net income | 1,460,000 | 3,445,000 | 6,075,000 | 8,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,534,000 | 73,518,000 | 77,149,000 | 79,456,000 |