Call reports 2020
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2020
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 651,916,000 | 709,651,000 | 721,049,000 | 750,757,000 |
| Total loans | 555,743,000 | 583,418,000 | 613,454,000 | 629,771,000 |
| Allowance for loan losses | 6,611,000 | 7,561,000 | 7,875,000 | 7,675,000 |
| Securities available for sale | 34,289,000 | 31,660,000 | 29,568,000 | 29,421,000 |
| Securities held to maturity | 829,000 | 825,000 | 824,000 | 823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,259,000 | 609,621,000 | 619,303,000 | 648,243,000 |
| Interest-bearing deposits | 481,612,000 | 520,690,000 | 538,088,000 | 565,009,000 |
| Noninterest-bearing deposits | 60,647,000 | 88,931,000 | 81,215,000 | 83,234,000 |
| Equity capital | 59,308,000 | 59,606,000 | 60,879,000 | 62,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,623,000 | 13,114,000 | 19,689,000 | 26,613,000 |
| Interest expense | 1,323,000 | 2,469,000 | 3,411,000 | 4,230,000 |
| Net interest income | 5,300,000 | 10,645,000 | 16,278,000 | 22,383,000 |
| Noninterest income | 899,000 | 1,682,000 | 2,893,000 | 4,324,000 |
| Noninterest expense | 4,585,000 | 8,898,000 | 13,447,000 | 18,535,000 |
| Provision for loan losses | 704,000 | 1,749,000 | 2,039,000 | 2,024,000 |
| Pretax income | 910,000 | 1,680,000 | 3,685,000 | 6,148,000 |
| Income tax | 138,000 | 292,000 | 622,000 | 1,055,000 |
| Net income | 772,000 | 1,388,000 | 3,063,000 | 5,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,092,000 | 59,283,000 | 60,529,000 | 62,123,000 |