Call reports 2019
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2019
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 607,424,000 | 620,244,000 | 630,445,000 | 626,063,000 |
| Total loans | 505,059,000 | 519,140,000 | 530,135,000 | 539,160,000 |
| Allowance for loan losses | 5,787,000 | 5,921,000 | 6,028,000 | 6,167,000 |
| Securities available for sale | 40,180,000 | 39,425,000 | 38,122,000 | 35,007,000 |
| Securities held to maturity | 838,000 | 835,000 | 833,000 | 833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,114,000 | 522,790,000 | 532,038,000 | 538,335,000 |
| Interest-bearing deposits | 461,946,000 | 469,614,000 | 478,610,000 | 479,923,000 |
| Noninterest-bearing deposits | 54,168,000 | 53,176,000 | 53,428,000 | 58,412,000 |
| Equity capital | 54,424,000 | 55,838,000 | 56,841,000 | 58,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,386,000 | 13,142,000 | 20,051,000 | 27,162,000 |
| Interest expense | 1,367,000 | 2,860,000 | 4,434,000 | 5,800,000 |
| Net interest income | 5,019,000 | 10,282,000 | 15,617,000 | 21,362,000 |
| Noninterest income | 914,000 | 1,970,000 | 2,926,000 | 3,901,000 |
| Noninterest expense | 4,291,000 | 8,564,000 | 12,887,000 | 17,676,000 |
| Provision for loan losses | 160,000 | 415,000 | 840,000 | 1,048,000 |
| Pretax income | 1,482,000 | 3,303,000 | 4,846,000 | 6,569,000 |
| Income tax | 252,000 | 550,000 | 825,000 | 1,133,000 |
| Net income | 1,230,000 | 2,753,000 | 4,021,000 | 5,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,124,000 | 56,229,000 | 57,081,000 | 58,747,000 |
| Total capital | 63,958,000 | 65,202,000 | 66,162,000 | 68,061,000 |
| Risk-weighted assets | 510,960,000 | 527,854,000 | 533,793,000 | 533,542,000 |