Call reports 2017
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2017
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 521,382,000 | 552,169,000 | 566,740,000 | 575,611,000 |
| Total loans | 443,555,000 | 472,440,000 | 487,244,000 | 497,084,000 |
| Allowance for loan losses | 5,227,000 | 5,686,000 | 5,914,000 | 5,853,000 |
| Securities available for sale | 43,111,000 | 42,422,000 | 40,643,000 | 39,114,000 |
| Securities held to maturity | 860,000 | 856,000 | 852,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,607,000 | 438,837,000 | 453,553,000 | 464,165,000 |
| Interest-bearing deposits | 382,317,000 | 391,205,000 | 406,589,000 | 415,653,000 |
| Noninterest-bearing deposits | 45,290,000 | 47,632,000 | 46,964,000 | 48,512,000 |
| Equity capital | 46,427,000 | 46,919,000 | 48,195,000 | 48,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,797,000 | 9,830,000 | 15,223,000 | 20,838,000 |
| Interest expense | 559,000 | 1,202,000 | 2,008,000 | 2,885,000 |
| Net interest income | 4,238,000 | 8,628,000 | 13,215,000 | 17,953,000 |
| Noninterest income | 885,000 | 1,772,000 | 2,890,000 | 3,805,000 |
| Noninterest expense | 3,299,000 | 6,870,000 | 10,512,000 | 14,360,000 |
| Provision for loan losses | 399,000 | 820,000 | 1,185,000 | 1,450,000 |
| Pretax income | 1,425,000 | 2,710,000 | 4,408,000 | 5,948,000 |
| Income tax | 380,000 | 729,000 | 1,163,000 | 1,461,000 |
| Net income | 1,045,000 | 1,981,000 | 3,245,000 | 4,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,204,000 | 47,400,000 | 48,730,000 | 49,785,000 |
| Total capital | 55,471,000 | 56,126,000 | 57,684,000 | 58,690,000 |
| Risk-weighted assets | 450,001,000 | 468,674,000 | 485,940,000 | 493,981,000 |