Call reports 2016
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2016
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 489,057,000 | 492,186,000 | 494,553,000 | 504,228,000 |
| Total loans | 408,410,000 | 405,832,000 | 407,079,000 | 422,451,000 |
| Allowance for loan losses | 5,105,000 | 5,042,000 | 4,941,000 | 5,038,000 |
| Securities available for sale | 47,515,000 | 42,975,000 | 41,809,000 | 43,755,000 |
| Securities held to maturity | 472,000 | 469,000 | 466,000 | 863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,105,000 | 423,992,000 | 425,735,000 | 432,858,000 |
| Interest-bearing deposits | 368,696,000 | 379,673,000 | 382,986,000 | 384,663,000 |
| Noninterest-bearing deposits | 43,409,000 | 44,319,000 | 42,749,000 | 48,195,000 |
| Equity capital | 43,738,000 | 44,779,000 | 45,785,000 | 45,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,505,000 | 9,102,000 | 13,737,000 | 18,343,000 |
| Interest expense | 573,000 | 1,129,000 | 1,688,000 | 2,242,000 |
| Net interest income | 3,932,000 | 7,973,000 | 12,049,000 | 16,101,000 |
| Noninterest income | 678,000 | 1,438,000 | 2,351,000 | 3,157,000 |
| Noninterest expense | 2,966,000 | 6,125,000 | 9,299,000 | 12,469,000 |
| Provision for loan losses | 270,000 | 310,000 | 405,000 | 837,000 |
| Pretax income | 1,374,000 | 3,075,000 | 4,813,000 | 6,069,000 |
| Income tax | 361,000 | 829,000 | 1,300,000 | 1,599,000 |
| Net income | 1,013,000 | 2,246,000 | 3,513,000 | 4,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,987,000 | 44,900,000 | 45,865,000 | 46,506,000 |
| Total capital | 52,108,000 | 52,978,000 | 53,842,000 | 54,584,000 |
| Risk-weighted assets | 412,815,000 | 408,015,000 | 409,234,000 | 422,853,000 |