Call reports 2015
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2015
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 445,228,000 | 453,839,000 | 465,446,000 | 482,906,000 |
| Total loans | 387,590,000 | 392,853,000 | 398,497,000 | 402,730,000 |
| Allowance for loan losses | 5,057,000 | 5,179,000 | 5,119,000 | 5,034,000 |
| Securities available for sale | 27,891,000 | 32,482,000 | 33,062,000 | 45,510,000 |
| Securities held to maturity | 880,000 | 832,000 | 782,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,173,000 | 385,233,000 | 387,743,000 | 398,638,000 |
| Interest-bearing deposits | 338,890,000 | 346,574,000 | 348,309,000 | 355,078,000 |
| Noninterest-bearing deposits | 38,283,000 | 38,659,000 | 39,434,000 | 43,560,000 |
| Equity capital | 44,452,000 | 44,884,000 | 46,131,000 | 42,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,329,000 | 8,617,000 | 12,976,000 | 17,407,000 |
| Interest expense | 473,000 | 968,000 | 1,474,000 | 2,000,000 |
| Net interest income | 3,856,000 | 7,649,000 | 11,502,000 | 15,407,000 |
| Noninterest income | 626,000 | 1,312,000 | 2,029,000 | 2,730,000 |
| Noninterest expense | 2,799,000 | 5,747,000 | 8,806,000 | 12,038,000 |
| Provision for loan losses | 279,000 | 479,000 | 532,000 | 588,000 |
| Pretax income | 1,404,000 | 2,735,000 | 4,200,000 | 5,674,000 |
| Income tax | 364,000 | 696,000 | 1,107,000 | 1,494,000 |
| Net income | 1,040,000 | 2,039,000 | 3,093,000 | 4,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,734,000 | 45,400,000 | 46,489,000 | 43,293,000 |
| Total capital | 49,536,000 | 50,289,000 | 51,442,000 | 51,334,000 |
| Risk-weighted assets | 383,928,000 | 390,843,000 | 396,021,000 | 403,281,000 |