Call reports 2012
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA — 2012
What JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 395,564,000 | 392,197,000 | 395,641,000 | 397,492,000 |
| Total loans | 314,800,000 | 321,947,000 | 333,158,000 | 334,861,000 |
| Allowance for loan losses | 4,505,000 | 4,563,000 | 4,835,000 | 4,699,000 |
| Securities available for sale | 34,004,000 | 36,363,000 | 34,051,000 | 31,373,000 |
| Securities held to maturity | 1,852,000 | 1,687,000 | 1,564,000 | 1,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,841,000 | 345,422,000 | 341,430,000 | 341,798,000 |
| Interest-bearing deposits | 312,292,000 | 308,759,000 | 306,840,000 | 307,096,000 |
| Noninterest-bearing deposits | 37,549,000 | 36,663,000 | 34,590,000 | 34,702,000 |
| Equity capital | 36,778,000 | 37,580,000 | 38,185,000 | 39,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,065,000 | 8,171,000 | 12,365,000 | 16,571,000 |
| Interest expense | 753,000 | 1,488,000 | 2,192,000 | 2,851,000 |
| Net interest income | 3,312,000 | 6,683,000 | 10,173,000 | 13,720,000 |
| Noninterest income | 633,000 | 1,403,000 | 2,138,000 | 2,978,000 |
| Noninterest expense | 2,366,000 | 4,883,000 | 7,547,000 | 10,154,000 |
| Provision for loan losses | 194,000 | 294,000 | 628,000 | 786,000 |
| Pretax income | 1,385,000 | 2,909,000 | 4,136,000 | 5,758,000 |
| Income tax | 390,000 | 840,000 | 1,248,000 | 1,689,000 |
| Net income | 995,000 | 2,069,000 | 2,888,000 | 4,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,826,000 | 37,582,000 | 38,091,000 | 39,365,000 |
| Total capital | 41,067,000 | 41,916,000 | 42,263,000 | 43,792,000 |
| Risk-weighted assets | 328,674,000 | 336,169,000 | 341,834,000 | 343,802,000 |