Call reports 2025
SECURITY BANK AND TRUST COMPANY — 2025
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 148,016,000 | 151,019,000 | 151,695,000 | 152,189,000 |
| Total loans | 118,550,000 | 122,988,000 | 121,313,000 | 122,625,000 |
| Allowance for loan losses | 1,505,000 | 1,631,000 | 1,791,000 | 1,842,000 |
| Securities available for sale | 12,466,000 | 13,501,000 | 13,581,000 | 13,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,507,000 | 131,885,000 | 138,721,000 | 131,245,000 |
| Interest-bearing deposits | 109,655,000 | 110,668,000 | 116,082,000 | 109,491,000 |
| Noninterest-bearing deposits | 22,852,000 | 21,217,000 | 22,639,000 | 21,754,000 |
| Equity capital | 11,800,000 | 11,816,000 | 12,084,000 | 12,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 4,914,000 | 7,467,000 | 10,004,000 |
| Interest expense | 976,000 | 1,952,000 | 2,959,000 | 3,924,000 |
| Net interest income | 1,430,000 | 2,962,000 | 4,508,000 | 6,080,000 |
| Noninterest income | 189,000 | 365,000 | 550,000 | 746,000 |
| Noninterest expense | 1,089,000 | 2,152,000 | 3,218,000 | 4,398,000 |
| Provision for loan losses | 45,000 | 175,000 | 445,000 | 490,000 |
| Pretax income | 485,000 | 1,000,000 | 1,410,000 | 1,945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 1,000,000 | 1,410,000 | 1,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,621,000 | 12,444,000 | 12,517,000 | 12,475,000 |
| Total capital | 14,115,000 | 13,990,000 | 14,041,000 | 13,999,000 |
| Risk-weighted assets | 119,398,000 | 123,534,000 | 121,563,000 | 121,591,000 |