Call reports 2024
SECURITY BANK AND TRUST COMPANY — 2024
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 143,322,000 | 141,613,000 | 150,489,000 | 147,627,000 |
| Total loans | 111,511,000 | 112,790,000 | 120,116,000 | 119,008,000 |
| Allowance for loan losses | 1,293,000 | 1,297,000 | 1,357,000 | 1,465,000 |
| Securities available for sale | 16,030,000 | 15,057,000 | 13,421,000 | 13,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,773,000 | 126,536,000 | 132,588,000 | 132,423,000 |
| Interest-bearing deposits | 98,355,000 | 101,537,000 | 108,537,000 | 109,347,000 |
| Noninterest-bearing deposits | 27,418,000 | 24,999,000 | 24,051,000 | 23,076,000 |
| Equity capital | 11,447,000 | 11,398,000 | 11,788,000 | 11,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,454,000 | 6,825,000 | 9,280,000 |
| Interest expense | 854,000 | 1,792,000 | 2,822,000 | 3,869,000 |
| Net interest income | 1,343,000 | 2,662,000 | 4,003,000 | 5,411,000 |
| Noninterest income | 194,000 | 377,000 | 583,000 | 795,000 |
| Noninterest expense | 936,000 | 2,011,000 | 3,126,000 | 4,367,000 |
| Provision for loan losses | 90,000 | 100,000 | 190,000 | 308,000 |
| Pretax income | 511,000 | 1,706,000 | 2,048,000 | 2,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 1,706,000 | 2,048,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,893,000 | 12,495,000 | 12,404,000 | 12,136,000 |
| Total capital | 13,274,000 | 13,905,000 | 13,875,000 | 13,630,000 |
| Risk-weighted assets | 117,191,000 | 116,917,000 | 121,184,000 | 119,457,000 |