Call reports 2023
SECURITY BANK AND TRUST COMPANY — 2023
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,803,000 | 131,140,000 | 129,380,000 | 139,434,000 |
| Total loans | 97,585,000 | 98,286,000 | 103,794,000 | 109,686,000 |
| Allowance for loan losses | 1,109,000 | 1,162,000 | 1,187,000 | 1,206,000 |
| Securities available for sale | 13,673,000 | 13,123,000 | 12,897,000 | 15,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,236,000 | 113,368,000 | 118,968,000 | 120,532,000 |
| Interest-bearing deposits | 90,758,000 | 86,829,000 | 93,127,000 | 95,042,000 |
| Noninterest-bearing deposits | 28,478,000 | 26,538,000 | 25,841,000 | 25,490,000 |
| Equity capital | 8,886,000 | 9,369,000 | 9,659,000 | 10,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,445,000 | 5,353,000 | 7,389,000 |
| Interest expense | 402,000 | 911,000 | 1,484,000 | 2,199,000 |
| Net interest income | 1,227,000 | 2,534,000 | 3,869,000 | 5,190,000 |
| Noninterest income | 156,000 | 454,000 | 642,000 | 814,000 |
| Noninterest expense | 726,000 | 1,554,000 | 2,484,000 | 3,632,000 |
| Provision for loan losses | 6,000 | 61,000 | 87,000 | 112,000 |
| Pretax income | -998,000 | -276,000 | 145,000 | 451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -998,000 | -276,000 | 145,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,109,000 | 11,083,000 | 11,464,000 | 11,414,000 |
| Total capital | — | 12,245,000 | — | — |
| Risk-weighted assets | — | 105,597,000 | — | — |