Call reports 2020
SECURITY BANK AND TRUST COMPANY — 2020
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 92,498,000 | 100,518,000 | 91,630,000 | 91,568,000 |
| Total loans | 66,623,000 | 70,968,000 | 70,239,000 | 72,867,000 |
| Allowance for loan losses | 801,000 | 775,000 | 819,000 | 874,000 |
| Securities available for sale | 17,778,000 | 16,922,000 | 14,202,000 | 9,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,161,000 | 90,178,000 | 79,279,000 | 81,797,000 |
| Interest-bearing deposits | 62,837,000 | 65,339,000 | 54,517,000 | 56,220,000 |
| Noninterest-bearing deposits | 19,324,000 | 24,839,000 | 24,762,000 | 25,577,000 |
| Equity capital | 9,037,000 | 9,823,000 | 9,788,000 | 9,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,151,000 | 3,111,000 | 4,128,000 |
| Interest expense | 177,000 | 354,000 | 476,000 | 589,000 |
| Net interest income | 816,000 | 1,797,000 | 2,635,000 | 3,539,000 |
| Noninterest income | 141,000 | 252,000 | 779,000 | 908,000 |
| Noninterest expense | 766,000 | 1,501,000 | 2,253,000 | 3,104,000 |
| Provision for loan losses | 48,000 | 96,000 | 202,000 | 276,000 |
| Pretax income | 166,000 | 606,000 | 1,291,000 | 1,408,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 606,000 | 1,291,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,743,000 | 8,914,000 | 9,029,000 | 8,642,000 |