Call reports 2019
SECURITY BANK AND TRUST COMPANY — 2019
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,286,000 | 89,890,000 | 94,461,000 | 90,180,000 |
| Total loans | 67,636,000 | 68,972,000 | 64,818,000 | 69,349,000 |
| Allowance for loan losses | 875,000 | 967,000 | 876,000 | 874,000 |
| Securities available for sale | 13,943,000 | 13,689,000 | 13,543,000 | 12,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,946,000 | 80,282,000 | 84,826,000 | 78,626,000 |
| Interest-bearing deposits | 62,083,000 | 61,325,000 | 63,462,000 | 58,115,000 |
| Noninterest-bearing deposits | 19,863,000 | 18,957,000 | 21,364,000 | 20,511,000 |
| Equity capital | 9,076,000 | 9,228,000 | 9,245,000 | 9,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,092,000 | 3,124,000 | 4,145,000 |
| Interest expense | 178,000 | 363,000 | 571,000 | 775,000 |
| Net interest income | 875,000 | 1,729,000 | 2,553,000 | 3,370,000 |
| Noninterest income | 117,000 | 234,000 | 372,000 | 534,000 |
| Noninterest expense | 722,000 | 1,392,000 | 2,336,000 | 2,955,000 |
| Provision for loan losses | 13,000 | 148,000 | 221,000 | 293,000 |
| Pretax income | 320,000 | 486,000 | 509,000 | 634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 320,000 | 486,000 | 509,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,870,000 | 8,767,000 | 8,631,000 | 8,622,000 |
| Total capital | 9,685,000 | 9,592,000 | 9,428,000 | 9,462,000 |
| Risk-weighted assets | 65,132,000 | 65,879,000 | 63,675,000 | 67,175,000 |