Call reports 2018
SECURITY BANK AND TRUST COMPANY — 2018
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,795,000 | 89,115,000 | 91,859,000 | 89,936,000 |
| Total loans | 60,416,000 | 61,333,000 | 64,820,000 | 66,266,000 |
| Allowance for loan losses | 1,106,000 | 1,124,000 | 1,146,000 | 998,000 |
| Securities available for sale | 20,315,000 | 19,354,000 | 17,908,000 | 17,566,000 |
| Securities held to maturity | 55,000 | 55,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,109,000 | 77,655,000 | 83,175,000 | 75,923,000 |
| Interest-bearing deposits | 57,185,000 | 55,571,000 | 60,387,000 | 57,252,000 |
| Noninterest-bearing deposits | 21,924,000 | 22,084,000 | 22,788,000 | 18,671,000 |
| Equity capital | 8,548,000 | 8,512,000 | 8,452,000 | 8,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,833,000 | 2,803,000 | 3,909,000 |
| Interest expense | 66,000 | 155,000 | 261,000 | 405,000 |
| Net interest income | 829,000 | 1,678,000 | 2,542,000 | 3,504,000 |
| Noninterest income | 117,000 | 241,000 | 360,000 | 501,000 |
| Noninterest expense | 667,000 | 1,377,000 | 2,125,000 | 3,178,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 15,000 |
| Pretax income | 274,000 | 522,000 | 748,000 | 818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 522,000 | 748,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,611,000 | 8,537,000 | 8,628,000 | 8,602,000 |
| Total capital | 9,406,000 | 9,353,000 | 9,483,000 | 9,407,000 |
| Risk-weighted assets | 63,289,000 | 64,958,000 | 68,148,000 | 64,197,000 |