Call reports 2016
SECURITY BANK AND TRUST COMPANY — 2016
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,903,000 | 81,807,000 | 81,568,000 | 82,627,000 |
| Total loans | 44,357,000 | 44,295,000 | 44,338,000 | 44,247,000 |
| Allowance for loan losses | 876,000 | 877,000 | 872,000 | 874,000 |
| Securities available for sale | 32,773,000 | 32,550,000 | 31,162,000 | 28,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,688,000 | 70,337,000 | 70,127,000 | 72,411,000 |
| Interest-bearing deposits | 54,624,000 | 56,013,000 | 55,041,000 | 55,716,000 |
| Noninterest-bearing deposits | 15,064,000 | 14,324,000 | 15,086,000 | 16,695,000 |
| Equity capital | 9,258,000 | 9,527,000 | 9,553,000 | 8,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,586,000 | 2,378,000 | 3,168,000 |
| Interest expense | 74,000 | 152,000 | 224,000 | 293,000 |
| Net interest income | 708,000 | 1,434,000 | 2,154,000 | 2,875,000 |
| Noninterest income | 85,000 | 183,000 | 281,000 | 379,000 |
| Noninterest expense | 508,000 | 1,098,000 | 1,705,000 | 2,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 290,000 | 524,000 | 857,000 | 911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 524,000 | 857,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,930,000 | 8,863,000 | 9,061,000 | 8,845,000 |
| Total capital | 9,576,000 | 9,516,000 | 9,692,000 | 9,476,000 |
| Risk-weighted assets | 51,456,000 | 52,021,000 | 50,246,000 | 50,256,000 |