Call reports 2015
SECURITY BANK AND TRUST COMPANY — 2015
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,157,000 | 80,047,000 | 79,739,000 | 79,396,000 |
| Total loans | 38,499,000 | 39,803,000 | 39,058,000 | 39,624,000 |
| Allowance for loan losses | 872,000 | 887,000 | 887,000 | 874,000 |
| Securities available for sale | 37,706,000 | 36,437,000 | 35,589,000 | 34,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,039,000 | 67,857,000 | 68,858,000 | 68,746,000 |
| Interest-bearing deposits | 54,624,000 | 52,597,000 | 53,087,000 | 53,847,000 |
| Noninterest-bearing deposits | 15,415,000 | 15,260,000 | 15,771,000 | 14,899,000 |
| Equity capital | 8,857,000 | 8,538,000 | 8,702,000 | 8,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,473,000 | 2,224,000 | 2,973,000 |
| Interest expense | 77,000 | 146,000 | 217,000 | 285,000 |
| Net interest income | 655,000 | 1,327,000 | 2,007,000 | 2,688,000 |
| Noninterest income | 81,000 | 163,000 | 247,000 | 355,000 |
| Noninterest expense | 519,000 | 1,101,000 | 1,623,000 | 2,395,000 |
| Provision for loan losses | 0 | 0 | 0 | -12,000 |
| Pretax income | 217,000 | 389,000 | 631,000 | 660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 389,000 | 631,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,748,000 | 8,649,000 | 8,747,000 | 8,642,000 |
| Total capital | 9,348,000 | 9,262,000 | 9,345,000 | 9,253,000 |
| Risk-weighted assets | 47,766,000 | 48,740,000 | 47,585,000 | 48,639,000 |