Call reports 2014
SECURITY BANK AND TRUST COMPANY — 2014
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,635,000 | 81,107,000 | 79,037,000 | 80,893,000 |
| Total loans | 34,154,000 | 36,085,000 | 34,518,000 | 35,650,000 |
| Allowance for loan losses | 879,000 | 871,000 | 877,000 | 874,000 |
| Securities available for sale | 36,119,000 | 37,816,000 | 37,992,000 | 38,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,680,000 | 70,831,000 | 68,563,000 | 70,194,000 |
| Interest-bearing deposits | 51,617,000 | 55,176,000 | 55,288,000 | 54,658,000 |
| Noninterest-bearing deposits | 14,063,000 | 15,655,000 | 13,275,000 | 15,536,000 |
| Equity capital | 7,449,000 | 7,790,000 | 8,018,000 | 8,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,341,000 | 2,102,000 | 2,811,000 |
| Interest expense | 72,000 | 145,000 | 217,000 | 282,000 |
| Net interest income | 609,000 | 1,196,000 | 1,885,000 | 2,529,000 |
| Noninterest income | 88,000 | 171,000 | 253,000 | 339,000 |
| Noninterest expense | 463,000 | 983,000 | 1,476,000 | 2,223,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,000 |
| Pretax income | 234,000 | 384,000 | 662,000 | 648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 384,000 | 662,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,668,000 | 8,547,000 | 8,690,000 | 8,530,000 |
| Total capital | 9,221,000 | 9,130,000 | 9,254,000 | 9,106,000 |
| Risk-weighted assets | 43,888,000 | 46,349,000 | 44,774,000 | 45,800,000 |